Thailand Insurance Comparison

CI / VI / VI Plus / Towing Package

Coverage / Plan ⬅ SWIPE TO VIEW ALL PACKAGES ➡ CIRM35 CI + TowingRM59 CI + VIRM149 CI + VI + TowingRM159 CI + VI PlusRM169 CI + VI Plus + TowingRM189
Cover Medical Expenses To Personnel Of Third Parties In The Accident
Voluntary - Only Cover Thai Car If You Hit Their Car
Voluntary Plus - Includes Coverage For Your Own Car (Limit 100,000 Baht)
Towing Songkhla / Hatyai To Border Sadao
CI Coverage (Compulsory Insurance)
Bodily Injury / Injury To Health80,000 Baht / Person
Loss Of Life / Total Permanent Disability500,000 Baht / Person
Permanent Disability / Dismemberment200,000 - 500,000 Baht / Person
Hospital Compensation200 Baht / Day
Max 20 Days
Driver CompensationPreliminary Compensation Only

CI Coverage Limit

  • Maximum combined coverage shall not exceed 504,000 Baht per person.
  • Total coverage per accident shall not exceed 5 Million Baht for vehicles not more than 7 seats.
  • Total coverage per accident shall not exceed 10 Million Baht for vehicles more than 7 seats.
VI Coverage (Voluntary Insurance)
Third Party Death & Bodily Injury Per Person500,000 Baht
Third Party Death & Bodily Injury Per Accident10,000,000 Baht
Third Party Property Damage Per Accident800,000 Baht
Own DamageNot Covered
Fire / TheftNot Covered
Driver + Passenger1 Driver + 6 Passengers
Death, Dismemberment, Permanent Disability Per Person100,000 Baht
Medical Expenses Per Person50,000 Baht
Bail Bond200,000 Baht

VI Note

  • VI covers damage to Thai third-party vehicle if you are at fault.
  • VI does not cover damage to your own vehicle.
  • VI does not cover fire or theft.
VI Plus Coverage (Sedan)
Third-Party Death & Bodily Injury Per Person500,000 Baht
Third-Party Death & Bodily Injury Per Accident10,000,000 Baht
Third-Party Property Damage Per Accident1,000,000 Baht
Own Damage100,000 Baht
Fire / TheftNot Covered
Deductible5,000 Baht
Death, Dismemberment, Permanent Disability Per Person100,000 Baht
Driver + Passenger7 Persons
Medical Expenses Per Person100,000 Baht
Bail Bond200,000 Baht

VI Plus Note

  • VI Plus includes coverage for your own car up to 100,000 Baht.
  • Deductible applies: 5,000 Baht.
  • Coverage shown is for Sedan only.
Towing Coverage

Towing Service Terms

  • Towing service is covered within Sadao, Hatyai and Songkhla to Thailand Customs (Sadao) only.
  • If outside the stated area, additional cost will be charged based on distance per KM.
  • Applicable for breakdown or accident.
⭐ Recommended Package:
CI + VI Plus + Towing RM189
Maximum protection with CI, own car coverage and towing assistance.
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